The Investment Manager considers that environment, socialand governance (ESG) factors are crucial inputs into its investment process andhave potentially profound consequences for the performance of our investments,including, most notably, downside risks but also upside mispricing potential interms of the value of those assets. Nuanced ESG factors are often overlooked bythe market and credit rating agencies when assessing the creditworthiness andvaluations of fixed-income securities. ESG is therefore a core part of theInvestment Manager’s quantitative and qualitative due diligence and widerinvestment process, however these factors are not assessed in accordance withany predetermined weighting or methodology.

The types of ESG factors that the Investment Manager takesinto account as part of its quantitative and qualitative investment processinclude, but are not limited to:

• Environmental: weather related risks, dependency on prices of assets that may be impacted by environmental considerations, pollution and environmental disruption, environment sustainability, and associated reputational and brand risks;
• Social: political stability in countries of operation, labour and human rights record of company and countries of operation, including diversity and inclusion, modern slavery, employee wellbeing, commitment to maintaining internal and customer privacy, including cyber-security, impact on local communities, health and safety, and associated reputational and brand risks; and
• Governance: board composition, risk management track-record, legal and compliance track-record, history of prosecutions, remuneration, and associated reputational and brand risks.

The Smarter Money Fund (SMF) harnesses CCI’s management team of over 30 executives to actively exploit mispricings in cash and bond markets to generate daily liquidity returns that exceed a target of the RBA cash rate plus 1% to 2% p.a. after all fees, with a weighted average A+ credit rating and near-zero interest rate duration risk.

Coolabah Capital Investments will disclose full portfolio holdings on a six-monthly basis with a maximum 90-day lag to the RIAA RI certification team to demonstrate compliance with the product specifications.
As an active trader of liquid investment grade fixed income in Australia, Coolabah Capital Investments is eligible to forgo public disclosure of holdings as such disclosures would impact CCI’s competitive position.