How we evaluate products
Responsible Investment strategies, processes, practices and disclosures are assessed against the eight criteria for product certification in the Responsible Investment Standard and accompanying Guidance and Assessment Notes.
What this symbol means
General certification: This Symbol signifies that a product or service offers an investment style that takes into account environmental, social, governance or ethical considerations, and that it adheres to the operational and disclosure practices required under the Responsible Investment Certification Program for the category of Product.
The content on this webpage is provided by Responsible Investment Association Australasia Ltd (ACN 641 046 666, AFSL 554110). For more information refer to our Financial Services Guide. Certain content provided may constitute a summary or extract from the offer document of a financial product. Any general advice has been provided without reference to your investment objectives, financial situation or needs. If the advice relates to the acquisition of a particular financial product for which an offer document (such as a product disclosure document) is available, you should obtain the offer document relating to the particular financial product and consider it before making any decision whether to acquire the product. Past performance does not necessarily indicate a financial products’ future performance. To obtain information tailored to your situation, contact a financial adviser.
Themes & Issues
Society
Green property
Included
Animal cruelty
Fully avoided
Armaments
Fully avoided
Fossil fuels
Fully avoided
Gambling
Fully avoided
Human rights abuses
Fully avoided
Illegal logging
Fully avoided
Pornography
Fully avoided
Tobacco
Mostly avoided
Environment
Green property
Included
Animal cruelty
Fully avoided
Armaments
Fully avoided
Fossil fuels
Fully avoided
Gambling
Fully avoided
Human rights abuses
Fully avoided
Illegal logging
Fully avoided
Pornography
Fully avoided
Tobacco
Mostly avoided
For RIAA’s definitions of the themes included and issues avoided, please view this guide . Product-specific exclusion criteria and practices may vary. You can find these by referring directly to the product provider.
Overview
Description
The Green Home Loan is designed to enable borrowers to benefit from making impactful environmental upgrades to their home. A Residential Efficiency Scorecard rating between a minimum 4 Star up to a maximum 6 stars or a minimum of three of a wide range of features that make your home more energy efficient could make you eligible for at least a 0.15% reduced rate from our Premium Package Home Loan2. This could be a simple as solar panels, water storage and double-glazed windows. Read more about our Green Home Loan for a full list of all the eligible environmental features and all the benefits of the loan can offer you, no matter if you’re buying, building or refinancing.
We, the Responsible Investment Association Australasia, don't earn any commission from providers or products you switch to.
Themes & Issues
1
themes included
7
issues fully avoided
1
issues mostly avoided
0
issues partially avoided
Product Targets
Retail
Certified Since
Last date certified
April 18, 2023
Primary RI Strategy
Negative Screening
Secondary RI Strategy
No Secondary Investment Approach