AUS SUSTAINABLE is an integrated financial product, on the basis the Aus Sustainable Index takes into considerationnon-financial factors.

The Index represents a diversified portfolio of Australian shares that seeks to exclude companies with materialnegative impacts on people, communities or the environment, including the avoidance of material exposure to thefossil fuel industry, and to give preference to companies engaged in sustainable activities that have been identified as“Sustainability Leaders”.

The criteria for classifying companies as Sustainability Leaders has been determined with reference to the UnitedNations Sustainable Development Goals (UN SDGs) and its underlying targets.

While the criteria for classifying companies as Sustainability Leaders will be determined with reference to the UNSDGs, there can be no guarantee that the activities of any company will make a direct contribution to theachievement of the UN SDGs.

To be eligible for inclusion in the index at each annual evaluation, a security must meet certain eligibility criteria,including the following:

• it must be listed on the ASX;

• it must have a float adjusted market capitalisation of at least A$200 million and a three-month median dailydollar trading value of at least A$1 million;

• it must be identified by the Responsible Investment Committee (described below) as having passed certaineligibility screens designed to exclude companies that have direct or significant exposure to the fossil fuelindustry or that are materially engaged in other activities deemed inconsistent with responsible investmentconsiderations (as further outlined in “Screening criteria” below).

A security may also be eligible for inclusion if it has been identified by the Responsible Investment Committee as an“additional renewable energy security”, notwithstanding that the security does not meet the minimum trading volumethreshold set out above, provided it otherwise meets the eligibility criteria (up to a maximum of three such securities).A company will be considered for inclusion as an “additional renewable energy security” where it derives more than50% of its revenue from renewable energy or activities that substantially reduce greenhouse gas emissions.

Screening criteria

A fossil fuel screen is applied to the eligible universe of securities, which removes companies with:

• any direct involvement in the fossil fuel industry - companies which have fossil fuel reserves, fossil fuelinfrastructure, produce petrochemicals, or are involved in the mining, extraction, or burning of fossil fuels;

• material indirect exposure - companies which provide products, services, finance or insurance which arespecific to, and significant for, the fossil fuel industry; and

• high dependency – companies with very high use of fossil fuels (note: mining companies engaged in theextraction of critical minerals, as defined by Geoscience Australia, and companies with demonstrated use ofsustainable business practices are exempt from this exclusion).

The universe is also screened to remove companies which are exposed to activities considered to carry significantnegative environmental, social and governance (ESG) risks (subject to certain materiality thresholds that aredescribed in the Index methodology document).